MTN aYo Insurance has doubled the benefits on its Recharge with Care (RwC) policy for customers, effective August 1, 2020.

The policy is two-fold - RwC MyHospital Cover, which is benefits customers get while on hospital admission; and RwC MyLife Cover, which is the benefit a policyholder’s named beneficiary gets when the policyholder is deceased or when a registered family member under the policy is deceased, in which case benefit is paid to the policyholder.

Under MyHospital, customers used to get ¢50 per night of hospital admission, but now that benefit has been increased to ¢100; while the MyLife Cover, which used to be up to ¢3,000, has now been doubled to up to ¢6,000.

The increase in benefit re-affirms MTN aYo’s commitment to providing a future where everyone uses insurance by leveraging on technology to offer relevant, accessible, and easy-to-use insurance solutions that gives absolute peace of mind to Ghanaians and their financial wellbeing.

The insurance cover is for 30 days and it is renewable. The more a customer recharges airtime on their MTN number, the more they accumulate higher benefit.

Premium for the insurance cover is automatically deducted from subscriber’s airtime in bits anytime they recharge their airtime until a total of ¢4.00 is paid for the month.

Also, customers have the flexibility to boost their cover by buying cover manually using the MyBoost menu option and paying from their airtime wallet.

To claim insurance benefit is extremely easy and stress-free as customers can file for claims by dialling *296#.

Valid claims are paid immediately to customers Mobile Money wallet as soon as claim document is validated.

For MyHospital claims, customers need to submit a hospital discharge letter, excuse duty or itemised medical bill; and for MyLife claim, the customer must show proof of death - i.e. death certificate, medical certificate of cause of death, burial permit or letter from a local chief or religious leader confirming the death of the deceased person.

The backing documents can be submitted via WhatsApp number 0555948648 or www.ayo.com.gh or at any MTN service centre.

MTN customers who wish to sign-up to aYo Recharge with Care insurance policy, should simply dial *296# on your phone and follow the prompts. You can also sign-up via app.ayo4u.com. Registration is free.